2019 Minor Injury Cap in Alberta

Jan 7, 2019

What is the cap for soft tissue injury compensation claims in Alberta?


It’s a new year, and that means an adjustment to Alberta’s minor injury cap. Beginning in 2004, the government limited or “capped” the compensation (money) that an injured car accident victim can receive for certain minor injuries. The legislation outlining the limit is the Alberta Minor Injury Regulation. Each year, the cap is adjusted for inflation by the Superintendent of Insurance.  The cap was set at $4000 when the Minor Injury Regulation became law on October 1, 2004. The law adjusts the cap for inflation every year; as of 2019, the cap is $5,202 a 2.4% increase from 2018. If your injuries fall under the cap, your compensation for the pain and suffering due to those injuries is limited to the amount the cap was set at for the year of your accident. 

Here is a handy table outlining cap amounts since 2004:

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For more information on cap claims, view our detailed article

Is my claim capped?

The answer to this question is often complicated, and requires a review of your injuries, medical history, and the opinions of your medical providers. That’s why we’re here: to protect your rights and take care of the complex legal work so you can focus on your health and your family. Albertan’s who believe they have a cap claim – or who have been misinformed by an insurance company – are often surprised at the amount of compensation they’re entitled to, and that we can recover for them. It won’t cost you a thing to speak to one of our experienced personal injury lawyers, and find out if your claim is capped. And it won’t cost you anything out of your pocket to hire us, because we don’t get paid until you get paid. Call today for your free consultation, and find out if your claim is capped. We’re standing by, 24 hours a day, 7 days a week to take your call.


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    IMPORTANT! If you agree to an insurance company’s settlement offer, you give up your legal right to pursue a personal injury claim. It is best to assess the full extent of your injuries and how they will affect your life before you accept an offer. Please note that you have a maximum of two years from the date of the accident to file an injury claim in Alberta.

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